Confused between HDFC Regalia credit card and SBI Prime credit card? In this article, we have compared these two credit cards on the basis of their fees and benefits. First of all, identify your needs and spending habits and then move forward to choosing the credit card that matches them the best. Keep reading to know the difference between these two credit cards.
HDFC Bank Regalia Credit Card This is one of the most popular credit cards by the HDFC Bank. You get to enjoy shopping, travel, and other benefits with the HDFC Regalia credit card. Moreover, you get a low foreign markup charge with this credit card. Here are the key features and benefits of this credit card. Joining Fee: Rs. 2,500 plus applicable taxes Renewal Fee: Rs. 2,500 plus applicable taxes Spend-Based Waiver: The renewal fee will be waived off on spending Rs. 3 lakhs in the previous year. Features and Benefits:
SBI Prime Credit Card SBI Cards offer this credit card under the premium credit cards. The SBI Prime credit card lets you enjoy golf benefits, dining benefits apart from shopping, and travel benefits. You get a gift voucher as a welcome benefit. Hereunder are the key highlights of this credit card. Joining Fee: Rs. 2,999 plus applicable taxes Renewal Fee: Rs. 2,999 plus applicable taxes Spend-Based Waiver: The renewal fee will be waived off on spending Rs. 3 lakhs in the previous year. Features and Benefits:
Bottom Line: To conclude, both credit cards fall under the premium credit cards. Both offer quite good rewards and benefits. However, the SBI Prime credit card offers slightly more benefits compared to the HDFC Regalia credit card. There is a difference between the fees but both provide you the same spend-based waiver. Also, if you have more travel requirements then go for the HDFC Regalia credit card. If not then the SBI Prime credit card will be the best option to go for. Additional Reading: HDFC Moneyback Plus Credit Card Vs Indianoil Credit Card
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